Access Bank USSD Transfer Codes in 2024 (Access-Diamond)

Access Bank USSD Transfer Codes: Buy Airtime, Data & Check Balance

Latest and updated Access Bank USSD Codes to transfer money, check balance, buy and send airtime in 2024 via Afrokonnect.

Everything is becoming easier with technology, you don’t even need the internet connection to transfer money or purchase airtime & data for yourself, friends, family and loved ones, in this article, we will share all the latest codes you need to make transfers and perform other transactions.

Without further ado, we are going to start with Access bank also known as Access-Diamond or Diamond-Access, but first, we need to clarify some key terms like USSD and PIN, as you will be seeing more of that.

What is the meaning USSD?

The term USSD is an abbreviation which means Unstructured supplementary service data. Unstructured supplementary service data (USSD) is controlled by your mobile network provider,

So, for example if you are making a transaction with MTN, Airtel or 9mobile, Then, the USSD code to verify that transaction will be generated to your MTN, Airtel or 9mobile number, depending on your service provider,

USSD is mostly used to provide mobile financial services on most phones, at low cost and, without requiring access to the user’s SIM card. Similarly, banks use USSD codes to verify your account and approve transactions.

PIN Code

A pin code is a unique identifying number allocated to an individual by a bank or other organization which is used for validating electronic transactions, Access bank or UBA bank will give you a 4 digits pin that will be used to verify all the transactions that will be carried out via your account,

You will be required to enter this 4-digits number before making any transaction. For those that are having difficulties registering their sim for the Access Bank USSD transactions, worry no more, as in this post we will show you how to use the USSD code from start to finish, you will learn how to send money to other Nigerian banks, buy airtime, and check your account balance using Access bank USSD codes.

Access Bank USSD Transfer Codes for All Mobile Transactions in Nigeria (Access-Diamond)

This is one of the largest banks in Nigeria at the moment, many customers use access bank for their personal and business transactions, when they bought Diamond bank their presence was further widen in terms of number of branches, assets, loans and physical offices,

Their merger is regarded as one of the most successful mergers in the Nigerian financial sector. The merger enabled all ex-diamond bank customers to use the features of access bank and enjoy all the benefit,

To send or transfer money from Access Bank to another bank in Nigeria using their mobile app is very simple and seamless. Similarly, using USSD codes to perform any transactions on Access Bank is quite as straightforward.

How to Transfer money with Access bank USSD Code in 2024

To send money using access bank code all you need to do is dial *901# and follow the instructions, Accept the service charge, afterwards you will be allowed to send money from your Access Bank account to another bank account in Nigeria. You can also use the same Access Bank Code (*901#) and conduct a variety of other activities. Other functions:

  • Buying airtime/data and sending airtime/data
  • Open an account
  • Check account balance
  • Bills payment i.e Dstv subscription, Vendor payment

How to use USSD Codes to Buy airtime and Data via Access Bank account with any phone

The processes and steps listed below will guide you on how to Buy airtime or recharge your phone from Access Bank account with any phone:

To Buy airtime for Yourself

Let’s assume you want to buy airtime for yourself, to do this: Dial *901*Amount#

For example, you want to buy 1000 worth of airtime, just dial *901*1000#, it will enable you buy 1000 Naira airtime for your mobile number registered with Access Bank account.

To Buy Airtime for Family and Friends (Third-Party)

To buy airtime for family and friends or any number not linked to your access bank account: Dial *901*amount*phone number#

For example, *901*1000*08020000500#, this will enable you purchase 1000 Naira airtime for mobile number, 08020000500.

How to Check Access Bank Account Balance and BVN with USSD codes on any Phone 

If you want to check your access bank account balance or BVN number but you don’t have internet connect to use their mobile app or perhaps your phone doesn’t support internet access, then you can use the USSD from anywhere.

To Check your Account Balance:

Simply Dial *901*5# on the same mobile phone number you used to open your Access Bank account, afterwards, follow the instruction on your screen. You will be prompted to provide the last four digits of your BVN.

How to Check you BVN and Account number (Access-Diamond USSD Code)

Just like checking your account balance, you will need the mobile phone number you used to open your Access Bank account to check your BVN, if you have the number with you, dial *901# and follow the instruction on your screen. The same steps applies when you wan to check your access bank account number, after dialing *901# just follow the instructions.

How to Transfer money from Access Bank account using USSD codes

Transfer to Access Bank Account (Access to Access)

This service is free if you are transferring to another access bank account, to use this feature, dial *901*1*amount*NUBAN Account Number#, assuming you are sending money to your friend that uses access bank, this is what you should do:

Kindly dial *901*1*10000*0037567890#, to transfer 10,000 naira to 0037567890. Dial this code only on the mobile phone number you used to open your Access Bank account, after that, select the bank type (Savings or Current) and enter your pin for the transfer to be authenticated and verified.

Transfer to Other Banks (Access Bank to UBA, Keystone, Wema etc)

Access bank will charge you a very little fee to send money to another account, this fee is fixed by CBN so it applies to all USSD transfers, regardless of the bank you want to send. To send money to other banks using access bank ussd codes:

Dial *901*2*amount*NUBAN Account Number#

For example, *901*1*10000*0037567890#, to transfer 10,000 naira to 0037567890.

Again, use only the mobile phone number you used to open your Access Bank account. You will need to select the bank type (savings or Current). Then, enter your pin to authenticate, with the last four digit of your debit card.

How to Register, create and reset PIN for Access bank USSD Transactions in 2024

Access Bank USSD Transfer Codes: Buy Airtime, Data & Check Balance

To be able to use access bank USSD for any transactions, you will need a PIN, it will be your Personal Identification Number and serve as a means of security. To register for a PIN, follow these steps: Dial *901# then press 2 and attempt a transfer,

You will be required to create a PIN, from there just follow the instructions on your screen and create your 4 digits pin. Remember, you should never share this pin with anybody, read more about the Best Ways To Protect Your Accounts.

How to Reset PIN for Access Bank USSD Transaction

If you already have a PIN but you can’t remember it, Access bank allows you can reset it and create a new one. To do this, follow the steps below:

  • Dial *901#
  • Press 4 to reset PIN

Then, follow other instructions on the mobile phone number, you can enter old 4 digits pin or you can enter new 4 digits pin.


USSD Code to block an account (Access-Diamond)

In case of emergencies or you notice some fraudulent and unauthorized activity on your account, Access bank allows you to quickly block the account using a USSD code, to do this:

  • Dial *901*911#
  • Press Option 2 (Block Account)
  • You can then select the ‘Self’ option or choose ‘Third party’ to block account for others
  • Enter the phone number linked to the account (s)
  • Remember to choose the account you wish to block
  • Enter your USSD PIN

The other method you can use to block an access bank account can be done as follows:

  • Dial *901# and then select Other Services:
  • Select Option 9 (Opt-Out)
  • Then choose Block Account
  • You can either Select ‘Self’ or ‘Third party’ for others
  • Enter the phone number linked to the account (s)
  • Select the Account you want to block (you can select either one of your accounts or all of them)
  • Enter your USSD PIN

After completing the steps above, a notification will display on your screen notifying you weather its successful or why it is not successful, if it’s done correctly, your account (s) would be instantly blocked. In the above section we discussed the following:

  • How to transfer funds from your Access Bank account to another access bank or other major banks.
  • How to purchase airtime, data and pay bills with USSD code
  • Steps to check balance and BVN with access bank USSD code


Congratulations you’ve made it to the end of this article about Latest and updated Access Bank USSD Codes to transfer money, check balance, buy and send airtime in 2023 via Afrokonnect.


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